Discover Florida's unique insurance advantages. From Medicare optimization to retirement planning, we help you secure your financial future in the Sunshine State.
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Florida offers unique advantages for insurance and retirement planning. We help you maximize these benefits for your financial security.
Keep more of your retirement income with Florida's tax-friendly policies.
Florida's strong consumer protection laws safeguard senior residents.
Specialized knowledge of Medicare options and Florida-specific plans.
25+ years serving Florida residents from our Seaside office on 30A.
From Medicare planning to estate protection, we offer the insurance solutions Florida residents need for a secure retirement.
Navigate Medicare options with expert guidance. Compare Advantage vs Supplement plans and optimize your coverage for Florida's healthcare landscape.
Learn More →Protect your family's future with tailored life insurance solutions. From term to whole life, we help you make the right choice for your situation.
Learn More →Plan for future care needs with comprehensive long-term care insurance. Protect your assets and ensure quality care when you need it most.
Learn More →Maximize your Florida retirement benefits. Coordinate FRS, Social Security, and private investments for a secure financial future.
Learn More →Protect your income with comprehensive disability coverage. Ensure financial stability if you're unable to work due to illness or injury.
Learn More →Integrate insurance into your estate plan. Protect assets, minimize taxes, and ensure your legacy passes to your beneficiaries as intended.
Learn More →See how Florida's tax benefits can impact your retirement savings and insurance costs.
That's $0 per month you keep instead of paying state taxes!
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Trusted by Florida residents for over 25 years
Join thousands of Florida residents who trust Lucas Insurance Services for their retirement and insurance planning needs. Get started with a free, no-obligation consultation.